Terms & Conditions

For information purposes only.

Financial Pty., its managers, administrators, shareholders, staff, agents, representatives, suppliers and service providers (collectively “FP”) provide this website (the “Site”); The use and access to the Site and the information, materials, services and other content available on or through the Site (the “Content”) are subject to these website terms and all applicable laws.

NO INVESTMENT ADVICE

The information on the site shall be construed as informational only therefore content such as legal, tax, property, financial or other advice is here for information purposes only. Nothing on our Site constitutes a direct recommendation, endorsement or offer by FP or any third-party service provider for the purchase or sale of any securities or other financial instruments in this jurisdiction or in any other jurisdiction in which such request or offer is unlawful under the securities laws of that jurisdiction.

All the data and information on the site is of a general nature and does not deal with the circumstances of any individual or entity in question. Nothing on the Site constitutes professional and/or financial advice, nor does any material on the Site constitute a full or detailed statement of the topics discussed or the relevant law. FP’s fiduciary responsibility does not extend to the use or connection to the Site or Content by any user. You are solely responsible for evaluating the merits and risks of using any information or other content on the Web before making any decisions based on such information or other content. In return for using the Site, you agree not to hold FP, its affiliates or any third party service provider responsible for any claims for damages arising from any decision you make on the basis of information or other content made available through the Site to you.

INVESTMENT RISKS DISCLOSURES

Investment in securities includes risks. Investing in stocks, bonds, ETF’s, mutual funds, and money market funds involves loss risk. Principal loss is possible. Some high-risk investments may use leverage to accentuate gains but also incur losses. Investment involves special risks, including increased volatility, political, economic and monetary risks, and differences in methods of accounting. Past investment performance of a product or a corporation is not a guarantee or predictor of potential success of the investment.

THIRD PARTIES

FP may provide hyperlinks to websites run by third parties as a convenience to you. You will quit the FP platform when you pick such hyperlinks. Since FP does not have power over certain pages or their content, FP shall not be liable for the availability or content of such external websites and FP shall not accept, endorse or be liable for any such websites or content, including advertising, products or other materials, on or available through such websites or resources. Other websites may provide links with or without our authorization to the Site or the Content, advertising, products or other material available on or through such other websites, or any loss or damage incurred in connection with such content or material. FP may block links to the Site and Content without prior notice at its sole discretion.

YOUR USE OF WEBSITES AND SERVICES BY THIRD PARTIES, INCLUDING WITHOUT LIMITATION, YOUR USE OF ANY INFORMATION, DATA, ADVERTISING, PRODUCTS OR OTHER MATERIALS ON OR ACCESSIBLE THROUGH SUCH WEBSITES IS AT YOUR OWN RISK AND SUBJECT TO THEIR TERMS OF USE.

USE OF COOKIES

FP’s website uses various technologies to gather, store, and aggregate website usage data. We may use “cookies” electronic tags to help us understand and analyze our site’s use. This work is performed either directly by us, or by a third party we hired to help us. We collect information about which pages have been accessed and for how long, the country from which the user accesses the site, and certain technical information about the computer and operating systems of the user, such as the address of the Internet user protocol, the domain name and the browser etc.

Certain sections of the site require enabling cookies to improve the performance of the website. Cookies, for example, provide us with a secure way to verify user identity during a session and any return visits, enable us to personalize the experience of a user on our sites and help us improve the navigation of the site. Cookies also help us understand how people use our sites so that we can improve the functionality of the site.

When a user accesses the website, our server sends a cookie to the computer of the user. On its own, cookies do not explicitly mark the user; they merely recognize the browser of the user. Personally identifiable information is generally only obtained by us when a user decides to provide it, for example when requesting additional information via email or providing personal information.

For our websites we use two forms of cookies, temporary cookies and permanent cookies. Temporary cookies are used to store information during a browser session and expire soon after a visit to one of our sites has been concluded. Persistent cookies are used between visits to one of our sites to store information and are stored permanently or for a specified length of time. Persistent cookies are used to facilitate easier navigation within our sites and to provide the user with greater convenience.

Many times a cookie is sent, a user can choose to have their machine issue an alert or a user can choose to turn off all cookies. Cookie management is generally handled via the browser settings of the user (e.g., Internet Explorer).

SITE AND CONTENT NOT WARRANTED.

THE WEBSITE AND ITS CONTENTS ARE DELIVERED “AS IS” AND WITHOUT ANY WARRANTIES. YOU ACCEPT ALL THE RISKS ASSOCIATED WITH USING THE WEB AND ITS CONTENT, INCLUDING WITHOUT LIMITATION, ANY DEPENDENCE ON THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY CONTENT ON THE SITE. FP, ITS STAFF, OWNERS, ADMINISTRATORS, ASSOCIATES, AGENTS, REPRESENTATIVES, SUPPLIERS AND SERVICE PROVIDERS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ALL WARRANTIES OF TITLE, NON-INFRINGEMENT, PRECISION, COMPLETENESS, USEFULNESS, MERCHANT-ABILITY AND FITNESS FOR A SPECIFIC PURPOSE, AND WARRANTIES THAT MAY ARISE FROM THE COURSE OF THE DEALING / PERFORMANCE OR USE OF THE TRADE.

LIMITATION OF LIABILITY

YOUR SOLE REMEDY FOR SITE AND CONTENT DISSATISFACTION IS TO STOP USING THE SITE AND ITS CONTENT. FP SHALL NOT BE LIABLE UNDER ANY THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION, FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES, FOR LOSS OF PROFIT, USE, DATA OR LOSS OF OTHER INTANGIBLES. ABOVE ALL, AND WITHOUT RESTRICTION. FP SHALL NOT BE LIABLE FOR DAMAGES OF ANY KIND ARISING FROM YOUR USE OF THE WEB OR FROM YOUR FAILURE TO USE THE MATERIAL.

Although we try to maintain the integrity and reliability of the Web and the servers from which the Site is run, we do not guarantee that the Site or Content is or will remain secure, complete or reliable or that access to the Site or Content will be uninterrupted or error-free. Inaccuracies, errors and materials that violate or conflict with these Terms may be included on the Site and content. Further, third parties may make unauthorized changes to the Site or Content. If you become aware of any unauthorized alteration of the Site or Content by third parties, please contact us immediately.

ELECTRONIC SIGNATURES, COMMUNICATIONS AND NOTICES.

You agree to be bound by any confirmation, consent or agreement that you send on or through the Web or any other part of FP’s services that you access through computer or other electronic devices, including internet, telephone, and wireless devices, including but not limited to any consent you offer to receive communications from us solely by electronic transmission. You agree that, when you click with your mouse, keystroke or other device on a “Submit” or “I agree” or other similarly worded “button” or entry field in the future, your agreement or consent will be legally binding and enforceable, and the legal equivalent of your handwritten signature.

LIMITED RIGHT OF USE/OWNERSHIP OF CONTENT

The Site and Content may only be used for your personal, non-commercial use. The Site and Content is and remains FP’s property, and is protected by copyright, trademark, patent, and/or other intellectual property, proprietary, labor product rights, and legislation. You may use the Site and Content for your personal, non-commercial use, provided all copyright, trademark, patent, and other proprietary notices are kept intact. Except as expressly authorized in writing by FP, you agree not to reproduce, modify or create derivative works based on reverse engineering, rent, lease, lend, sell, distribute, publish, publicly perform or display, decompile or reverse engineer any part of this Site for any reason at any time.

Trade names, trademarks and service marks of FP include, without limitation, FP and any associated logos. All trademarks and service marks on the Site not owned by FP are the property of their respective owners. Nothing contained on the Site should be construed as granting, by implication, estoppel or otherwise, any license or right to use any of FP’s trade names, trademarks or service marks without our express prior written consent.

FP’s trade names, trademarks, and service marks include FP and any associated logos, without limitation. All trademarks and service marks on the Site which are not owned by FP are the property of their owners. Nothing on the Web should be construed as granting, by implication, impediment or otherwise, any license or right to use any of the trade names, trademarks of FP with our direct and unequivocal prior written accord.

TERMINATION

FP may terminate your access to or use of the Site and Content, at any time and for any reason, at its sole discretion. You can terminate your access to or use of the Site and the Content without notice. FP is not responsible to you or any third party for any termination of your access to the Site or the Content, or for any other information or data, and is not necessary to provide such information, files or proprietary data after such termination.

RULES OF CONDUCT:

Your use of the Site and Content shall be conditional on compliance with the rules of conduct set out herein. You won’t:

· Use the Website or the Content for any reason which is fraudulent or illegal.

· Interfere with or interrupt the operation of the Site or Content, or servers or networks used to make the Site and Content available; or infringe any specifications, processes, policies or regulations of such networks.

· Restrict or inhibit any other person from using the Site or the Content (including by hacking or defacing any portion of the Site or Content without limitation).

· Use the Site or Content to advertise or offer to sell or purchase any goods or services without the express written prior consent of FP;

· Reproduce, duplicate, copy, sell, resell or otherwise exploit any portion of, use or access to the Site or the Content for any commercial purpose.

· Modify, adapt, reverse engineer, disassemble or decompile any part of the Site or Content.

· Remove from the Site any copyright, trademark or other notice of proprietary rights or material originating from the Site or Content.

· Frame or duplicate any part of the Site or Content without the express written prior consent of FP.

· Database creation by systematically uploading and storing Content.

· Use any robot, spider, website search/ retrieval or other manual or automatic device to retrieve, index, “scrape” “data mine” or in any way collect content or reproduce or circumvent the website’s navigational structure or presentation without the express prior written consent of the Company.

INDEMNIFICATION

Through accessing and using the Website and the Content, you consent to indemnify, protect and keep harmless FP (including, in particular, its members, directors, shareholders, associates, staff, agents, service suppliers, licensors and licensees) (collectively, the ‘ Indemnified Parties ‘) against any and all lawsuits, damages, costs and expenses (including attorneys ‘ fees) arising from or relating to (a) any infringement (or claim that, if true, would be infringement) by you of these Terms and (b) your use of or activities relating to the Site.

We reserve the right to assume exclusive defense and control of any matter otherwise subject to indemnification from you, at our own expense. Without our prior written approval, you shall not enter into any settlement agreement that affects the rights of any of the Indemnified Parties or requires any action by any of them.

AMENDMENTS

FP may change the terms of use at any time in its discretion by appending new conditions to the aforementioned terms.